Last Updated: July 5, 2025

 

Welcome to Mommy on a Budget ("the Blog"). By accessing or using this website, you agree to be bound by the following terms and conditions ("Terms"). If you do not agree with these terms, please do not use the Blog. These Terms may be updated periodically, and the latest version will always be available on this page.

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1. General Information

Mommy on a Budget is a personal blog providing content related to budgeting, parenting, lifestyle, and related topics. The Information provided is for general informational and entertainment purpose only and does not constitute professional financial, legal, or medical advice. Always consult a qualified professional before making decisions based on the Blog's content.

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2. Intellectual Property

All content on the Blog, including but not limited to test, images, graphics, logos, and downloadable materials, is the property of Mommy on a budget or its content creators and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent from the blog owner.

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3. User Conduct

By using the Blog, you agree to:

• Not post or transmit any unlawful, offensive, or harmful content.

• Not use the Blog for any illegal or unauthorized purpose.

• Respect the Intellectual property rights of the Blog and third parties.

• Not attempt to hack, disrupt, or interfere with the Blog's functionality.

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4. Comments and User-Generated Content

The Blog may allow users to post comments or other content. By submitting content, you:

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• Grant Mommy on a Budget a non-exclusive, royalty-free license to use, reproduce, and display such content on the Blog.

• Represent that your content does not infringe on any third-party rights or violate applicable laws.

• Acknowledge that the Blog reserves the right to moderate, edit, or remove user-generated content at its discretion.

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5. Third-Party Links and Affiliated Disclosure

The Blog may contain links to third-party websites or services, including affiliate links. Mommy on a Budget is not responsible for the content, privacy policies, or practices of third-party sites. The Blog may earn a commission for purchases made through affiliate links, which will be disclosed in accordance with applicable regulations.

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6. Privacy Policy

Your use of the Blog is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review the Privacy policy for more details.

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7. Disclaimer of Warranties

The Blog is provided "as is" without warranties of any kind, express or implied. Mommy on a Budget does not guarantee the accuracy, completeness, or timeliness of the content. We are not liable for any errors or omissions in the content or for any actions taken based on the information provided.

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8. Limitation of Liability

To the fullest extent permitted by law, Mommy on a Budget, its owner, and affiliates will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Blog, including but not limited to loss of data, profits, or business opportunities.

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9. Indemnification

You agree to indemnify and hold harmless Mommy on a Budget, its owner, and affiliates from any claims, damages, or expenses (including legal fees) arising from your use of the Blog, violation of these Terms, or infringement of any third-party rights.

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10. Termination

Mommy on a Budget reserves the right to terminate or restrict your access to the Blog at any time, without notice, for any reason, including violation of these terms.

 

11. Governing Law

These Terms are governed by the laws of North Carolina, USA. Any disputes arising from these Terms will be resolved in the courts of Alleghany County.

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12. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated " July 5, 2025" date. Your continued use of the Blog after changes are posted constitutes your acceptance of the revised Terms.

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13. Contact Information

If you have any questions about these Terms, please contact us at info@onabudgetmommy.org.